Compare the Best Mortgage Lenders of 2022

Lender	BestMoney Rating	Standout Feature	Learn More
	9.8 ★★★★★	Get a Verified Approval Letter in minutes	View rates
	9.3 ★★★★★	Protect your rate for 90 days with Lock & Shop	View rates
	9.1 ★★★★✰	Application process 100% online	View rates
	9.3 ★★★★✰	Funded $60 Billion in home loans to date	View rates
	8.3 ★★★★✰	Lock today’s rate for 3 months with Rateshield	View rates

Why are 30 year home loans the most popular? 

30 year mortgages provide the buyer with lower monthly payments and a stable interest rate, allowing buyers to invest in more expensive properties. Because the loan is repaid over a longer term, the interest rates are higher and therefore the overall payment is larger. However, lower monthly payments give buyers some flexibility in terms of monthly budgeting if they anticipate any job instability. Rates and terms typically depend on factors such as credit score, property location, down payment size, and federal loan eligibility.

Top Mortgage Lenders to Explore:

1. Quicken Loans

2. Amerisave Mortgage

3. New American Funding

4. Veterans United Home Loans

5. Rocket Mortgage

6. Lendingtree

You still have flexibility with a 30 year mortgage

You can pay your 30 year mortgage off early, and it can be a great financial decision which can save you a lot of money over time. You can do this by making more frequent payments, by paying larger amounts, or by refinancing.

Compare Our Top Lenders

If you want to purchase or refinance your home with the convenience of online tech while still having easy access to a real human, Quicken Loans offers both. They will hold your hand through the process and are upfront about fees and rates every step of the way. Quicken offers a large range of mortgage options including refinance loans, FHA, USDA, VA loans, jumbo loans and more. Read our full review of Quicken Loans. 

Quicken LoansVisit Quicken Loans

Amerisave offers both traditional mortgages and several government-backed loan options. Its variety of loan repayment terms give borrowers the flexibility to find the right choice for their impending home purchase or home refinance. A straightforward application process also helps customers close on their homes more quickly. AmeriSave is known for offering streamlined online applications with the option of contacting customer support any time you need assistance. Read our full review of Amerisave Mortgage. 

AmeriSave MortgageVisit Amerisave

 New American Funding offers a full suite of conventional and government-backed mortgages, with extra support for: first-time buyers, minorities, retirees, high-net worth buyers. It started out as a family business and has stayed true to its roots, maintaining its independence and prioritizing a high level of customer service. Customers can apply for and manage their loans online, by phone, or in person, for maximum convenience and flexibility.  Read our full review of New American Funding. 

New American FundingVisit New American Funding Veterans United does one thing, but it does it very well: VA loans. There are plenty of lenders and organizations out there dedicated to getting veterans into their dream home but few can claim to approach VA loans with quite the same dedication as Veterans United. VA loans are available to anyone who meets the minimum qualification requirements set by the Department of Veterans Affairs.   Read our full review of Veterans United. 

Veterans United Home LoansVisit Veterans UnitedRocket Mortgage is a fast and digitally advanced mortgage loan provider that offers a range of refinancing and mortgage options. The application process is entirely online and accelerated due to advanced automated tools. Between a user-friendly website and well-designed mobile apps, Rocket Mortgage makes it easy to keep coming back and checking up on real time APR rates until you find the exact deal you want.   Read our full review of Rocket Mortgage.

Rocket MortgageVisit Rocket Mortgage