
Tougher Mortgage Requirements? Learn How You Can Qualify
As mortgage lenders are raising the bar on their requirements for borrowers, getting a mortgage becomes harder and harder. Now

Understanding Common Mortgage Terms
Applying for a mortgage involves a lot of confusing numbers, but it’s actually the words around those numbers that you

How to Get a Home Loan When You Have Bad Credit
Bad credit may seem like it stands between you and a new home purchase. Fortunately, there are ways to get

Mortgage vs. Mortgage Refinance – What’s the Difference?
The more you understand about your home and the mortgage you pay, the easier it will be to sort through

How I Saved Thousands Negotiating My Mortgage Terms
Buying a house is an exciting time, but it isn’t a stress-free process. Part of the process is getting approved

Home Equity Loans vs. Parent PLUS Loans
HELs and PLUS loans are just 2 of the ways parents can borrow the money needed to put their children

3 Recommended VA Mortgage Lenders for 2022
VA loans make purchasing a first home or getting a second mortgage easier for those currently serving in the armed

These Simple Steps Can Help You Improve Your Credit Score
Applying for a term loan can be difficult and tedious, not to mention all the different eligibility criteria. Applying for

Closing on a Mortgage From the Convenience of Your Lock-Down
COVID-19 has changed the way we do business. Purchases and transactions that used to require in-person interactions have been replaced

Professional Tips on How to Manage Your Money During Chaotic Times
We gathered four leading on personal finance professionals to discuss the state of the economy, how it affects American households

Should You Tap into Your Home Equity to Help Your Kids Buy A Home?
Thanks to secondary loans like home equity loans, you can use your home equity to help your kids buy into

Refinance Without Closing Costs – Is it Right for You?
With interest rates low, now might be a good time to consider refinancing your mortgage. Before agreeing to a new

10 Questions to Ask Your Mortgage Lender
You’ve narrowed your search down to a short list of lenders, or perhaps you’ve even been pre-qualified for a mortgage.

3 Second Mortgage Lenders to Look at in 2022
Own a home and in need of a loan? One of the most convenient ways to secure the large amount

3 Jumbo Mortgage Lenders to Consider in 2024
A jumbo mortgage is exactly what is sounds like: A huge loan to buy a house. But “jumbo” is not

3 Recommended FHA Lenders for 2022
FHA mortgage loans are an attractive option for first-time homebuyers. If you’re looking for your first home and don’t have

Should I Refinance My Mortgage?
Refinancing your home loan can save you a lot of money in the long run. However, there are some things

The Complete Guide to Cash-Out Refinance
If you’re a homeowner, one way to convert some of that equity into actual cash is with a cash-out refinance.

Purchase, Refinance, or Sit Out: How the Fed’s Rate Cut Will Affect Mortgage Costs
Mortgage rates hit all-time lows after the Federal Reserve dramatically slashed the benchmark interest rate in March 2020. What’s more,

Refinance Rates Reach 50 Year Low, Don’t Miss Your Chance to Save
Mortgage rates are the lowest they’ve been since they started tracking them in 1971! If you pay attention to mortgage

Mortgage Pre-Approval: The Basics
What does pre-approval mean when you’re looking to buy a home? Understand how it can help you and how to

Is Refinancing Your Mortgage the Right Move for You?
Aug. 16, 20211 min read Times change, so why shouldn’t your mortgage? Mortgage refinancing (sometimes referred to as taking out

The U.S. Housing Shortage and Its Impact on You
The U.S. is facing an unprecedented housing shortage. This lower supply of new and existing homes combined with increased demand

How to Get Low Mortgage Rates in 2022
Mortgage rates are little numbers that are a big deal for anyone looking to purchase or refinance a home. Interest

7 Factors to Consider When Choosing a Mortgage
When purchasing a home, a mortgage is almost always an inevitability. To ensure the best outcome, it’s important to plan

Everything You Need to Know About Getting a Mortgage
Unless you’re one of the lucky few that can purchase a home for cash, you’re likely to need some kind

A First-Time Buyer’s Guide to Choosing a Home
Buying a house isn’t only the biggest financial decision most people make – it’s also the most personal. There is

3 Recommended Mortgage Refinance Lenders for 2022
For those looking to refinance their mortgage there are a lot of lenders to choose from and a number of

FHA Loans: Your Guide to Getting a Loan with Low Credit
If you want to buy a new home, but have a low credit rating or don’t have a lot of

5 Reasons to Tap Your Home Equity
Home equity is the difference between the current market value of your home and the amount of mortgage debt owed.

3 Home Equity Mortgage Lenders to Consider in 2022
If you own a property, the value of that property minus the outstanding mortgage is known as equity. With a

Retirement Planning: Home Equity vs. Reverse Mortgage
Your senior years are supposed to be your time to kick back and relax. With your family grown up and

How to Get a No Down Payment Mortgage
Buying a new house is an exciting process but one big thing stands between you and the home of your

Avoid These 6 First-Time Homebuyer Mistakes
The time has finally come. You’ve worked hard, you’ve saved up some money and you’re finally ready to put down

How to Choose a Mortgage Lender for a First-Time Home Buyer
To first-time home buyers, the mortgage application process may seem like a whole new world, with different terms and rules

Which 15-Year Mortgage Lender is Right for You?
So, you’re in the market for a house? You’ve probably been reading up on all there is to know about

Is Now a Good Time to Refinance My Mortgage?
With the consistent rise in interest rates, people are considering refinancing to keep rates low. But is it the right

Understand Your VA Home Loan
If you are an armed forces veteran and are planning to apply for a mortgage on a new home or

Top Three 30 Year Mortgage Lenders for 2022
Shopping for a mortgage can be stressful. It’s hard to wrap your head around the various loan types, terms and

The Fed raised interest rates – here’s what you should do before the next rise
Because rising interest rates can make it more difficult to get and pay off loans, now is a good time

Best 30-Year Mortgage Lenders of 2022
Buy your home knowing that you’ve compared rates from the best mortgage lenders in today’s housing market.

4 Different Ways to Leverage Your Home Equity
Building equity is important because you can tap into it to pay for major expenses such as a home remodel,

A Guide to Lowering Your Monthly Mortgage Payments
Your mortgage has been approved, you’ve made your down payment and paid all closing costs, and you’re ready to move

The Fed wants to raise interest rates—here’s what you should do while they’re still low
Federal Reserve Chairman Jerome Powell has highlighted the possibility of raising interest rates to control inflation as soon as March